Clover KapithavenSimple, transparent pricing
Getting started with Clover Kapithaven costs nothing. There are no hidden fees for opening an account, and the only money you put in is what you choose to invest - the platform and its tools are included.
What the numbers look like in practice
A first deposit, step by step
A first deposit is the whole cost picture in one place: the amount you send, the spread you pay on conversion, and nothing else until you choose to trade. There's no monthly account fee waiting at the end, and no charge for leaving your balance where it is.
What happens the same day
Your balance appears once payment clears, and a specialist walks through the plan before anything is opened. Nothing is placed automatically on your behalf.
Withdrawals and what they cost
Withdrawals return to the payment method the money arrived from - that's a requirement, not a preference, and it's how the account stays yours. Processing is free on our side; the only deduction you might see is one your own bank or card issuer applies.
Timing you can plan around
Requests made on a working day are reviewed the same day. Card returns usually settle within three to five working days, bank transfers within two.
Where costs can appear
These are the only places money leaves your balance for something other than an investment you chose yourself.
| Item | Charged by | Note |
|---|---|---|
| Account opening | - | Free. |
| Platform access | - | Included, with no subscription. |
| Market spread | Broker | The standard difference between buy and sell price. |
| Network / bank fee | Payment provider | Depends on the method you choose. |
Capital is at risk. Only invest what you can afford to lose.
What's included
- Free account setup - no registration or licence fees.
- No hidden charges on deposits, withdrawals or account upkeep.
- Only standard broker spreads or network costs may apply.
- Start from the €220 minimum and scale at your own pace.